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If you just received notice of entry of judgment, you may feel a bead of sweat form on the back of your neck. What to do now…. The judgment is basically an order of the court, usually indicating a specific amount you owe to the plaintiff, along with accruing interest and other costs. The judgment may also been obtained after you attempted to fight the lawsuit, but lost.
Either way, the court has now authorized the creditor to collect the judgment amount from you. After a party obtains a judgment, this judgment creditor will attempt to collect sufficient funds to pay of the judgment amount plus the costs of collection. This requires the creditor to pursue additional legal procedures, but can frequently result in the following collection activity:.
However, achieving this will still ultimately require you to defend the actual lawsuit. If you already had the opportunity to defend, or if you waited too long to challenge the default judgment, then you may be stuck owing judgment obligation. If you defended the lawsuit, but lost anyway, appealing the ruling is also an option. Courts will permit a deferred entry only in certain types of criminal cases.
Deferred entry means the court is affording a defendant an opportunity to satisfy certain conditions established by the court. If a defendant satisfies the conditions, the court will not enter a judgment against him.
This allows a person to avoid having a criminal conviction on his record. The formal entry of judgment is also important in some jurisdictions that create a waiting period for persons wanting to get married after a divorce.
These jurisdictions require a person to wait from 30 to 90 days before getting married after a divorce. The time that the court makes on an entry is important for calculating deadlines for appeals, seeking attachment of property and garnishing wages.
Christopher John. The judge may also award additional fees against you to cover collection costs, interest, and possibly attorney fees. Important: Judgments give debt collectors much stronger tools to collect the debt from you. Those tools can include wage or bank account garnishments , as well as putting on a lien on your home. Tip: Contact a lawyer if you are sued, or if someone has obtained a judgment against you.
You may also be able to work out a compromise or settlement by negotiating with the creditor or debt collector before a court makes a judgment. There are several ways to find a lawyer for a debt collection lawsuit. Searches are limited to 50 characters. Please do not share any personally identifiable information PII , including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.
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